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Commercial Insurance

Insurance guidance for businesses with real property, liability, and operational risks.

David Crowley Insurance Services provides commercial-only insurance guidance for businesses and organizations that need more than a basic policy quote. The goal is to help leaders understand their exposures, evaluate coverage options, and make confident decisions about long-term protection.

Based in Santa Rosa and serving organizations throughout California, David brings a commercial insurance career beginning in 1986, including experience with property-driven accounts, developers, industrial properties, wineries, artisan contractors, associations, and other organizations with more specialized insurance needs.

  • Commercial property and liability coverage guidance
  • Support for property-driven and operationally complex accounts
  • Independent advice shaped by decades of commercial insurance experience
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Commercial Insurance Focus
Coverage Guidance

Commercial insurance built around how your business operates.

Every organization carries different responsibilities. David Crowley Insurance Services helps businesses evaluate the coverage areas that matter most based on property, people, contracts, operations, and risk exposure.

  1. Property & Liability

    Guidance for businesses with real property, premises liability, operational exposure, and coverage needs tied to buildings, assets, and day-to-day business activity.

  2. Industry-Specific Risk

    Advisory support for organizations with more specialized risk profiles, including developers, industrial properties, wineries, artisan contractors, associations, and property-driven accounts.

  3. Coverage Review

    A clear review of existing policies, exposures, gaps, renewals, and coverage options so business leaders can make informed decisions with confidence.

How We Help

A clear process for commercial insurance decisions.

Commercial insurance should begin with understanding the business first. The process is consultative, practical, and designed to give leaders clarity before they make coverage decisions.

  1. Understand

    We learn about your business, property, operations, people, contracts, current coverage, and the risks that could interrupt your work.

  2. Evaluate

    We review your exposures and coverage options to help identify where your insurance program may need to be strengthened, adjusted, or better aligned.

  3. Advise

    We explain the options clearly, answer questions, and provide long-term support as your business, property, and risk profile evolve.

Experienced Commercial Guidance

Decades of commercial insurance experience focused on helping organizations protect property, people, operations, and long-term stability.

  • 1986 Commercial Insurance Career Began
  • 2009 Independent Agency Founded
  • 100% Commercial Insurance Focus
  • CA Santa Rosa Based, California Focused
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Explore a Smarter Way to Protect Your Nonprofit

If your organization is paying state unemployment insurance taxes, there may be another option. David Crowley Insurance Services helps nonprofit leaders evaluate unemployment liability insurance solutions designed to reduce costs, protect against claims, and keep more resources focused on the mission.