Commercial insurance guidance for nonprofits and businesses throughout California.
David Crowley Insurance Services helps organizations make informed insurance decisions through commercial-only guidance, thoughtful coverage review, and practical risk management support.
Based in Santa Rosa and serving organizations throughout California, the agency focuses on three core areas: commercial insurance, nonprofit insurance, and risk management.
For BusinessesCommercial Insurance
Commercial-only insurance guidance for businesses with property, liability, operational, and long-term risk considerations.
For NonprofitsNonprofit Insurance
Guidance for nonprofit organizations reviewing coverage, unemployment liability solutions, costs, people, operations, and mission protection.
For Complex RisksRisk Management
Practical advisory support for organizations that want to understand exposures, review coverage gaps, and make better insurance decisions.
The conversation starts with your organization, not a policy quote.
Insurance decisions are stronger when they begin with context. David helps leaders review the responsibilities, exposures, costs, and coverage questions that matter before moving toward recommendations.
Understand
Review the organization, property, people, contracts, operations, current coverage, and any upcoming renewal concerns.
Evaluate
Identify exposures, coverage gaps, cost pressures, nonprofit unemployment liability questions, and areas that may need clearer planning.
Advise
Explain options in plain language so leaders can make informed decisions with confidence and long-term support.
A commercial-only advisor for organizations that value experience and clarity.
David Crowley Insurance Services is a fit for nonprofits and businesses that want a relationship-based advisor, not a high-volume transaction. The work is especially helpful when the account involves property, people, leadership responsibilities, operations, renewal pressure, or specialized commercial risk.
Schedule a Consultation- Commercial insurance review for businesses and organizations
- Nonprofit insurance guidance, including unemployment liability conversations
- Risk management support before renewal or claim pressure
- Independent guidance from a commercial insurance career beginning in 1986
Explore a Smarter Way to Protect Your Nonprofit
If your organization is paying state unemployment insurance taxes, there may be another option. David Crowley Insurance Services helps nonprofit leaders evaluate unemployment liability insurance solutions designed to reduce costs, protect against claims, and keep more resources focused on the mission.