Practical insurance guidance for complex organizational risks.
David Crowley Insurance Services helps organizations identify exposures, review coverage options, and make informed insurance decisions with greater clarity. Risk management is about understanding where your organization may be vulnerable before problems interrupt your work.
Based in Santa Rosa and serving organizations throughout California, David provides practical guidance shaped by decades of commercial insurance experience across property-driven accounts, associations, developers, industrial properties, wineries, contractors, and nonprofit organizations.
- Coverage review and exposure identification
- Guidance for property, liability, operational, and organizational risks
- Advisory support for nonprofits, businesses, and complex commercial accounts

Helping leaders understand exposures before they become problems.
Strong insurance decisions begin with a clear understanding of risk. David Crowley Insurance Services helps organizations review the areas that may affect their property, people, operations, leadership, contracts, and long-term stability.
Exposure Review
A thoughtful review of your organization’s property, liability, operations, contracts, people, and other areas where risk may affect continuity or financial stability.
Coverage Gaps
Guidance to help identify where existing policies may not fully align with your organization’s responsibilities, exposures, contractual obligations, or future plans.
Long-Term Planning
Advisory support designed to help leaders make insurance decisions that support stability as the organization, property, operations, and risks evolve.
A clear process for better risk management decisions.
Risk management should feel practical, not overwhelming. The process is designed to help leaders understand what they have, what may be missing, and where their insurance program can better support the organization.
Understand
We learn about your organization, current coverage, property, people, contracts, operations, leadership responsibilities, and areas of concern.
Review
We evaluate your risk profile, policy structure, possible coverage gaps, and the areas where your insurance program may need clarification or adjustment.
Guide
We explain the findings clearly and provide practical guidance so your organization can make informed insurance decisions with confidence.
Practical advisory support shaped by decades of commercial insurance experience with nonprofits, businesses, property-driven accounts, and complex organizational risks.
- 1986 Commercial Insurance Career Began
- 2009 Independent Agency Founded
- CA Santa Rosa Based, California Focused
- Practical Risk Management Guidance
More ways we help organizations manage risk.
In addition to risk management guidance, David Crowley Insurance Services supports nonprofits and businesses with specialized commercial insurance solutions.
For BusinessesCommercial Insurance
Commercial-only insurance guidance for businesses with property, liability, operational, and long-term risk considerations.
For NonprofitsNonprofit Insurance
Guidance for nonprofit organizations reviewing coverage, unemployment liability solutions, costs, people, operations, and mission protection.
Current ServiceRisk Management
Practical advisory support for organizations that want to understand exposures, review coverage gaps, and make better insurance decisions.

Explore a Smarter Way to Protect Your Nonprofit
If your organization is paying state unemployment insurance taxes, there may be another option. David Crowley Insurance Services helps nonprofit leaders evaluate unemployment liability insurance solutions designed to reduce costs, protect against claims, and keep more resources focused on the mission.

